understanding in its punctuation of vv 18–19. The words, “You have faith and I have works”, are enclosed in quotation marks by the NKJV and this signals that these words alone are taken as the words of an objector. (What they are an objection to has puzzled many commentators.) The remaining words of v 18 and those of v 19 are taken by the NKJV as the reply of James, though it is by no means clear how they answer the words attributed to the objector. But all punctuation in our English Bibles is the